Funding for Under 25 (Self-Supporting)

Student sitting cross-legged on wooden bench at Glasgow Kelvin College, wearing a red and black hoodie and a green beanie, smiling softly.

Self-Supporting Criteria

If you are under 25, your funding is usually based on your parent(s)’ income. But you may be classed as self-supporting (independent of your parents) if any of the following apply to you:

  • You have no living parents.
  • You’re estranged from parents (no contact due to a permanent breakdown).
  • You have a child.
  • You’re married or live with a partner.
  • You’ve supported yourself financially for 3+ years (work or benefits).

Under 25 and Self-Supporting

Funding Overview

If you qualify as a self-supporting student, your funding is based on household income, assessed in two steps:

  • Partner contribution: If you’re married or live with a partner, their income will be assessed. If they earn over a certain amount, your funding may be reduced or not awarded.
  • Student contribution: Money from a job doesn’t count, but unearned income (e.g., from renting property, pensions, or dividends) above £24.19/week during term time lowers your bursary by the same amount.

Funding at a Glance

You could get the funding below to help with your studies.

Funding Type

Details

Course Fees

Free for Home/Scottish students.

Maintenance Bursary

Up to £125.55/week.

Travel Costs

Covered if over 2 miles from college. Free bus travel for under 22s with an NEC.

Study Costs

Paid directly to your faculty for books, kits, uniforms and other essentials.

Disability Support

Help for additional needs (e.g., interpreters, taxi).

Childcare Fund

Up to £312/week for registered childcare.

Discretionary Fund

Up to £80/week for rent or one-time emergency payment.

Note: Most support is income-assessed, so it may be reduced or not awarded depending on your household income. This doesn’t apply to disability support (for all students) or travel/study costs (for students under 18).

What You Could Get

How your partner’s income changes your weekly maintenance bursary:

Partner’s Income

Bursary

1 Child

1 Other Student

£20,643 or less

£125.55

£125.55

£125.55

£28,000

£105.49

£109.03

£115.52

£35,000

£87.41

£96.79

£106.48

£50,000

£48.64

£52.18

£87.10

£65,000

£0.00

£0.00

£60.75

Note: Partner contributions may be reduced if there are other children or parentally supported students at home.

If You’re on Benefits

If you’re receiving certain benefits, your funding may be different:

  • Universal Credit: Maximum £28/week weekly maintenance bursary. See Claiming Universal Credit.
  • Income Support or ESA: No weekly maintenance bursary.

Example Situations

  • Maria, 21, is single, claiming Universal Credit (UC), and is estranged from her parents. Her UC claim cannot continue because she doesn’t meet any of the exceptions for full-time students. She gets £125.55/week maintenance bursary, free tuition, study costs, free bus travel (since she’s under 22), and discretionary funds for rent.
  • Liam, 23, is married with a 5-year-old child. His partner earns £65,000, so he isn’t eligible for support due to their household income.
  • Sophie, 24, is single, lives with parents, and has supported herself through employment for over 3 years. She gets £125.55/week maintenance bursary, free tuition, study costs and travel (over 2 miles).

Key Deadlines

  • First Payment on Time: Apply at least 4 weeks before course starts.
  • Backdated Payments: Apply within 6 weeks of course start.
  • Final Deadline: 31 March 2026.

Application Requirements

Information Required

  • Personal details
  • Residency
  • Education
  • Student’s income
  • Partner’s income
  • Dependent children
  • Parent(s)’ income
  • Bank details
  • Travel details

Documents Required (not exhaustive)

  • Proof of identity (e.g., passport, birth certificate)
  • e-Visa (for non-UK nationals)
  • Marriage certificate
  • Birth certificate (children)
  • Student’s income (e.g., payslip, SA302, Universal Credit statement)
  • Partner’s income (e.g., P60, SA302, joint Universal Credit statement)
  • Proof of living arrangements (e.g., tenancy agreement, Council Tax notice, official letter)
  • Parents’ death certificates (if applicable)
  • Estrangement letter (if applicable, from a professional on official letterhead)
  • Financial independence proof (if applicable, e.g., P60s, benefit letters for 3 years)

How to Apply

Apply online as soon as you can! We’ll email you an application link after you accept your course. Wait for this email before activating your funding account – doing so too early can cause issues. It takes about 4–6 weeks to process. If you don’t receive the email, contact us at studentfunding@glasgowkelvin.ac.uk. See How to Apply for more details.

Key Information

  • You need to meet Home/Scottish residency rules.
  • Previous study may affect eligibility unless progressing to a higher level (e.g., SCQF Level 2 to 3).
  • Maintain satisfactory attendance/engagement for payments.
  • If partner’s income drops by at least 15% in 2025/26, request a current income assessment.

Questions?

Contact finance@glasgowkelvin.ac.uk.

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