Full-Time Further Education Student
Whether you qualify for student finance depends on your:
You must be enrolled on an eligible course of further education below HNC Level (SCQF Levels 1-6). This normally involves attendance of at least 16 hours per week over 43 weeks. The main types are:
- Access courses
- City & Guilds
- Intermediate 1
- Intermediate 2
- National Certificate (NC)
- National Qualification (NQ)
- National Progression Award (NPA)
- Professional Development Award (PDA)
- Scottish Vocational Qualification (SVQ)
General residence conditions
You can apply if you meet all the following three conditions:
- you’re a UK national, or an Irish citizen, or have settled or pre-settled status under the EU Settlement Scheme or have no restrictions on how long you can stay in the UK, and
- you’ve been ordinarily resident in the UK, Channel Islands or Isle of Man for the three years immediately before the start date of your course, and
- you normally live (are ordinarily resident) in Scotland on the start date of your course.
EU students starting courses from 2021/22
If you’re an EU student starting a course on or after 1 August 2021, you must have settled or pre-settled status in the UK under the EU Settlement Scheme to get student finance. This does not apply to students who are Irish citizens.
The application deadline for the EU Settlement Scheme is 30 June 2021, but you must have started living in the UK by 31 December 2020.
It’s important that you’re aware of this requirement before applying for student finance, otherwise you will not be eligible for funding from us.
You should visit the EU Settlement Scheme information guide on GOV.uk for more information on how to apply.
Exceptions to the general residence conditions
If you don’t meet the general residence conditions, you might still be eligible for support in certain circumstances. Support may be available to:
- UK nationals or their family members who have returned to the UK to live or study from the EU, EEA or Switzerland
- UK nationals who were born in and have spent the greater part of their life in the UK
- UK nationals returning from temporary employment or study outside the UK
- Dual UK/EU citizens
- family member of an EU or Irish national with settled or pre-settled status in the UK
- EEA or Swiss citizens and family members working in the UK with settled or pre-settled status in the UK
- anyone recognised as a refugee and their family members
- anyone granted exceptional leave to enter or remain, humanitarian protection or discretionary leave in the UK as the result of an asylum claim, and their family members
- the dependent child of a Swiss national
- the dependent child of a Turkish worker
- Syrian nationals in the UK under the Syrian Vulnerable Persons Relocation Scheme (VPRS) and their family members
- Iraqi citizens with indefinite leave to enter the UK under the Iraqi Direct Entry Scheme (LESAS) and their family members
- Afghan citizens with leave to enter under the Locally Employed Staff Scheme (LES) and their family members
- anyone granted leave to remain as a Stateless Person and their family members
- anyone who is under 18 and has been granted temporary protection in the UK
- anyone granted discretionary leave to remain as a Human Trafficking survivor/victim of Modern Slavery
- anyone granted ‘Calais leave’ to remain, or the child of someone granted ‘Calais leave’ to remain (known as ‘leave in line’)
- anyone granted settled status (‘indefinite leave to remain’) because they’ve been the victim of domestic violence
- anyone who is under 18 and has lived in the UK for seven years just before the course start date
You'll need to prove your status before your application will be accepted, but we'll tell you what evidence to send as part of your application.
You can find out more about the residency requirements in the Further Education Residency Guide. The residence eligibility conditions can be complicated, if you are in any doubt about your residence status you should contact the Bursary Office for advice.
There is no upper age limit, but you must have reached your statutory school-leaving age to be eligible for funding.
If you turn 16 on or between 01 October 2021 and 28 February 2022 you are classed as a Christmas Leaver. You can attend your course from August 2021 but will not qualify for funding until January 2022. Until this date you may be eligible for support for your travel and study costs through your school or your Local Education Authority. You should contact them for further advice.
Parentally Supported Student
You're classed as a parentally supported student if you're under 25 years old and depend on your parents for financial support (even if you don’t live with them). If you're a parentally supported student, your income and your parents' income is assessed.
Under the Family Law (Scotland) Act 1985, parents have a general obligation to support their children, depending on the particular circumstances of the case. This obligation extends to children over 18 and up to 25 who are in further or higher education or training.
If you're a self-supporting student, we don’t take your parents’ income into account. Your income and any partner's income is assessed. To be classed as a self-supporting student you must meet one or more of the following conditions:
- You have reached the age of 25 before the start date of the course.
- You have supported yourself from earnings or benefits outside of full-time education for any three years before the start date of your course.
- You have a child of any age dependant on you at the start date of your course, and who lives with you for the majority of the week.
- You are married, in a civil partnership or have been living with a partner in an established relationship for at least 3 months prior to the start date of your course.
- Your parents are no longer alive.
If you do not meet any of these conditions, then we will class you as a parentally supported student.
If you think you should be treated as self-supporting for other reasons, contact the Bursary Office to talk through your situation.
Your fees will be waived if you meet the residence conditions, however bursaries will not normally be available for those who have previously received financial support for a full time course beyond the age of 18 years or who already hold a qualification equivalent to HNC level or above.
Second awards may be awarded if your current course is recognised as progression from your previous course, or if a specified period has elapsed. In certain circumstances, the College can offer a second award if there is an appropriate reason for doing. Students should contact the Bursary Office with details of their circumstances.
Repetition of courses will not normally be eligible for funding in the repeated year at any level. This also applies for courses undertaken at the same level as the previous year completed. EMA funding is excluded where another course is undertaken at the same level but cannot be paid for a repeat of the same course.
If your studies have been disrupted as a result of the COVID pandemic, you can access funding whether you need to repeat or complete some of your Academic Year (AY) 2019-20 or AY 2020-21 studies. The amount of additional study you need to undertake will be based on the academic judgement of your faculty.
Students can receive a maximum of three years funding in any six years. This includes funding received at Further Education and Higher Education levels. Any previous ‘fees only’ awards or support for students received while aged under 18 should be disregarded for this purpose. Students who receive additional support to complete or repeat a portion of their studies because their studies were disrupted due to COVID-19, will have the additional period of support disregarded from their cumulative previous support total by the college.
You are not eligible to apply if you have any outstanding debts to the College. You must make a repayment arrangement with the Finance Office before you will be allowed to return and undertake another year of study.
If you have any doubts on your eligibility for funding, contact the Bursary Office for advice.
Your nationality and the country where you normally live determines your fee status and the cost of your tuition fees. If you are unsure of your fee status category, complete the Residential Eligibility Form and forward to firstname.lastname@example.org so we can clarify this for you.
If you’re a Scottish student, you are entitled to free tuition. The Scottish Funding Council will pay your fees directly to the College. This is called a fee waiver.
You’re considered a Scottish student if you meet the general residence conditions or are an exception to the general residence conditions such as a refugee, stateless person or under humanitarian protection.
The tuition fee for a full-time further education course is not subject to means-testing and entitlement is not affected by previous study.
If you’re a student from England, Northern Ireland or Wales (RUK), you should apply to your own Local Education Authority for tuition fee and living cost support.
Following the results of the referendum in which the UK voted to leave the EU, the Scottish Government has announced that eligible EU students who start their course of education in academic year 2020/2021 will continue to be eligible for a fee waiver (and bursary where appropriate) for the duration of their course.
If you’re an EU student and have not been ordinarily resident in the UK, EEA/Switzerland or the EU overseas territories for the three years prior to the start date of your course, you may be liable for an international fee of £4,600.
If you haven’t lived in the UK or Europe for the last three years and don’t identify with any of the exceptions to the general residence conditions, you’ll be considered an international student and will have to finance your own study.
The international fee is £4,600.
In order to qualify for a fee-waiver you must be studying a full time ESOL course.
If the Home Office have rejected your asylum application, or you are studying a full-time course other than ESOL, you’ll be charged an international fee of £4,600.
If you are not eligible for student funding, you may be liable to pay a tuition fee. The tuition fee you pay will vary depending on your fee status and your course of study and is payable on enrolment. It is expected that students pay the full fee for any programme of study prior to the commencement of the programme.
Self-financing home rate student fee - £1,008
Self-financing international rate student fee - £4,600
If your sponsor/employer is paying your fees, please submit a letter from your organisation on company headed paper.
The letter must state your name, course details and be signed by an appropriate authorised member of staff. A Purchase Order Number should also be quoted if this is the process your organisation operates. Alternatively, you can download an Employer Declaration Form.
An invoice will then be sent direct to your sponsor/employer.
Please be aware that you will be invoiced directly for your course fee if confirmation of sponsorship is not received within 30 days of the start date of your course.
Fees should be paid in full at enrolment. You can pay by bacs transfer using the details below or credit/debit card by calling us on 0141 630 5022.
If you are paying by bacs transfer please also make sure to include your student reference number as the payment reference
Sort Code: 83-07-06
Account Number: 19615424
If you are not able to make full payment at the time of your enrolment, please contact our Finance staff to discuss alternative payment methods. It is expected that payment should be received in full prior to the end date of the course.
If you withdraw within three weeks of the start date of your course, you will be given a full refund minus a £40 administration fee.
Should you withdraw after three weeks of the start of any block, the full fees for the block will be charged.
It is important that you contact the college as soon as possible if you are having trouble in paying your fee, as sanctions for non-payment of fees can include:
- Certification may be withheld
- Withdrawal of ICT facilities
- Referral to College’s Debt Collection Agency
- Potential removal from course of study
If you are studying a further education course, you need to apply to Glasgow Kelvin College for funding. You don’t have to pay this funding back.
The Bursary Office will use the information you provide in your funding application to work out how much you’ll get. You could receive one or more of the following allowances depending on your age, where you live, your household income and your personal circumstances.
Students who have reached school leaving age and are under 18 on the course start date will be assessed for EMA. You could get £30 per week depending on your household income.
Your household income must be below a certain level for you to qualify for EMA. There are two different levels, depending on your family circumstances:
- Household income must be £24,421 or less if you are the only child in the household.
- Household income must be £26,884 or less if there is more than one dependent child in the household.
If your household income is too high to receive EMA, you may still be eligible for bursary travel and study expense allowances, which are not income assessed for students under 18. You must still complete a funding application but will not have to submit evidence of household income.
If you have no parental support or are a lone parent and receive benefits such as Income Support or Universal Credit, you may qualify for EMA to be paid in addition to your benefits. If this applies to you, payment of EMA will be made beyond the age of 18 up until your 20th birthday.
There are different levels of bursary maintenance allowance, which are paid according to the age and personal circumstances of the student.
The allowance is only allocated following assessments of the household income. This process is called income assessment (or means-testing). Your award will be reduced by the amount that the government considers you and your parent(s)/partner can afford to provide toward supporting you as a student. This is called a contribution.
Students living with parents
If you live with your parent(s), you could get:
- Education Maintenance Allowance (EMA), if you're under 18
- up to £85.90 a week, if you're between 18-24 and supported by your parents
- up to £108.55 a week, if you're aged 25 or over, or certain self-supporting students.
Students living in their own home or at a term-time address
If you have an established, permanent home of your own, or you're living at a term-time address because your parental home is not within reasonable travelling distance from the college, you could get:
- up to £43.15 a week on top of Education Maintenance Allowance (EMA), if you're under 18
- up to £108.55 a week, if you're between 18-24 and supported by parents
- up to £108.55 a week, if you're a self-supporting student.
If you are eligible to receive Universal Credit (UC) while studying, or will have a change of circumstances prior to the start date of your course (such as giving up work) and will need to make a claim for UC, you will be assessed for a maximum bursary maintenance allowance of £28.00 a week. If you receive this allowance, there will be no work-related requirements for UC.
You may also receive funding for travel, study and additional support needs allowances without this having an impact on your UC award. Any maintenance funding awarded over £28.00 a week would reduce your UC award on a pound for pound basis.
You are eligible for Universal Credit if you’re studying full-time and any of the following apply:
- you are under 21 when you start your course and you are without parental support
- you are responsible for a child
- you live with your partner and they’re eligible for Universal Credit
- you are over pension age and live with a partner who is under that age
- you are disabled and have limited capability for work (assessed by the DWP) and get disability living allowance (DLA) or personal independence payment (PIP)
- you are a single foster parent, or you are in a couple, both of you are students, and one of you is a foster parent
- you have taken time out of your course because of illness/disability and have now recovered or your caring responsibilities have ended, and you are not eligible for a grant or loan.
You may be eligible for a care experienced bursary of £202.50 per week if you have ever been looked after by a UK Local Authority and are beyond your statutory school leaving date. There is no longer an upper age restriction from academic year 2020/21. This allowance is not assessed on household income.
Types of care experience
A formal care arrangement must have been provided in one of the following settings:
- foster care
- kinship care
- residential care
- compulsory supervision order with no condition of residence (looked after at home)
- compulsory supervision order with a condition of residence (looked after away from home)
You will be required to provide a letter from Social Work Services to confirm which of the allowed categories of care you are eligible under. If you are not sure if you are care experienced, or if you are having difficulty obtaining the evidence, please contact the Bursary Office for further advice.
It’s important that you tell us you are care experienced in your funding application. If we don’t know, you may miss out on vital support, additional funding and many of the other enhanced arrangements that the college has put in place to give you the best possible chance of success.
You will be assessed for travel costs if you live more than 2 miles walking distance from your campus. We will check the distance from your home address to college using Google maps. If you have dependent children, we will calculate the distance via your childcare provider.
Travel costs are not income assessed if you’re under 18. This means if your household income is too high to receive EMA, you may still be eligible for the bursary travel allowance. You must still complete a funding application but will not have to submit evidence of household income.
We cover the cheapest public transport, normally a student FirstDay bus ticket, or a student FirstWeek bus ticket where attendance is required for three days or more, whichever is the more cost effective. If there is no public transport available, we will award 19 pence per mile. You are, of course, free to choose your own mode of transport; however, you will be responsible for any additional costs as a result.
The maximum weekly travel costs that can be awarded from the bursary fund is £50.
If you have extra travel costs because you are disabled or have a specific learning difficulty, you should apply for the additional support needs allowance.
You may get funding to cover essential study expenses, such as:
- specific clothing, footwear or tools necessary for the course
- essential books and texts
- items required for health and safety reasons
- the cost of a criminal check for eligible students
This allowance is paid directly to your department on your behalf, who will supply you with the necessary materials.
Study costs are not income assessed if you’re under 18. This means if your household income is too high to receive EMA, you may still be eligible for a bursary study expense allowance. You must still complete a funding application but will not have to submit evidence of household income.
If you pay extra costs because of your disability, ongoing health condition, mental health condition or specific learning difficulty, you can apply for an Additional Support Needs for Learning Allowance. This allowance offers help towards specialist equipment, classroom support and special travel arrangements, on top of any other disability grants and benefits you might receive. It’s not assessed on your household income and does not have to be paid back.
We can help with taxi transportation costs if you are unable to use public transport due to a disability or impairment. It doesn’t matter if you live less than 2 miles from your campus.
We will need to see proof of your disability, such as:
- Disability Living Allowance (DLA)
- Personal Independence Payments (PIP)
We will also need a recent letter from a GP or other medical consultant which includes details of your disability or impairment, the expected duration (or confirmation that it is ongoing), and the potential difficulties when using public transport.
If you already receive funding for travel, we may take this into account. Funding considered can include Personal Independence Payment (PIP), DLA mobility component, DLA Motability scheme and concessionary bus passes.
You may be able to apply for a Dependant’s Allowance of £58.41 a week if you are financially or legally responsible for an adult (including caring for someone). This allowance is assessed on you and your dependant's income and your family circumstances. Your dependant’s income should be less than £58.41 per week.
Claims for a dependant allowance must be supported by documentary evidence such as proof of benefits. This evidence could include proof of receipt of a carer’s allowance received by the student for the adult dependant.
If you’re a parentally supported student, the following family members count for the purpose of household income assessment::
- If your parents live together, we will use both their incomes.
- If your parents are separated, divorced or no longer live together, we will use the income of the parent you normally live with.
- If your parent lives with a partner or you have a step-parent who lives with you, we will use their income as well as the parent you live with.
If you’re a self-supporting student and live with a partner, we will use their income. A partner is defined as:
- Your husband, wife or civil partner.
- Your opposite or same sex partner, if you’re in an established relationship and live with your partner as though you are married or in a civil partnership.
If you do not have a partner as defined above, we will only assess your income.
Your household income is your family’s total income before tax and National Insurance. Household income is usually based on income for the previous tax year (2020/21 if you're applying to study in 2021/22).
How household income affects bursary funding
This works on a sliding scale, with those from lower income households eligible for more (and vice versa), to ensure those who need the extra help, get it. The following table shows how the weekly amount of bursary maintenance allowance for a 43-week course is affected by your household income:
|Family Income||Under 18|
Living Away From Home
Living At Home
Living Away From Home
|Aged 25 or Over
|£20,000 or less||£43.15||£85.90||£108.55||£108.55|
Any household contribution will be reduced by £152 for each child (other than the student) living in the household, who is dependent on your parents/partner.
If you have a brother, sister or parent who is also getting student finance, only one contribution is assessed for the family. We’ll work out your household contribution and share it equally between you and the other students in your family.
Once the household income has been assessed, a second assessment is made against the unearned income of the student.
We do not take into account any earnings from employment; however, we will use your estimated unearned income for the coming academic year. Any unearned income received while attending college above £20.91 per week will be deducted from your bursary award on a pound for pound basis. Unearned income includes, but is not restricted to:
- Working tax credit – but not any elements paid in respect of childcare or disability
- Income from property
- Pension income
- Interest from bonds and trusts
- Interest from bank/building society and any investments
- Maintenance payments paid into the household by someone who does not live in the household – this does not include child maintenance.
If you are eligible to make a claim or continue to claim certain benefits despite being a full-time student, a bursary maintenance allowance will not be awarded. Your application will be considered for assistance with travel, study and additional support needs allowances only. If you claim Universal Credit, you may also receive a top-up maintenance allowance of £28 per week.
Students who may be entitled to claim/remain on benefits include:
- Lone parents with a child under 5 (income support)
- Young people under 21 who have no parental support (income support)
- Disabled students who have a limited capability for work and receive PIP or DLA (employment and support allowance)
- Certain students who receive Universal Credit
When you begin your studies, you must inform Job Centre Plus / the Department for Work and Pensions / Housing Benefit Office that you have started studying and you will need to notify them of your student income by providing your Bursary / EMA Award Letter.
Some benefits are not affected by studying. The main ones unaffected are child and working tax credits, and child benefit. PIP and DLA are also not affected as long as you have the same care and mobility needs as before.
Some benefits are not included in the bursary assessment. The main ones are child benefit, PIP, DLA, housing benefit, attendance allowance, child tax credit and the childcare and disability elements of working tax credit.
Anyone on benefits considering studying should seek accurate, full advice about entitlement from your local Department for Work and Pensions, Citizens Advice Bureau or other advice agency.
For the 2021/22 academic year, we normally use the household income details from the 2020/21 tax year to work out how much funding you can get. However, we understand your financial circumstances might have changed since then, for example because of the coronavirus outbreak, redundancy or death of a parent.
If your household income is expected to drop by 15% or more compared to the 2020/21 tax year, or if you are applying for EMA and your household income was over the EMA thresholds in 2020/21 but since then has permanently dropped below it, you can ask us to calculate your funding based on your estimated household income for the current 2021/22 tax year instead. This is not available if the income changes from year to year because of the type of employment, investments and so on, and will only be considered if the College is satisfied that any inaccuracies can be corrected within the period of the award.
At the end of the tax year, we’ll ask for evidence of your household income to see if the estimates were right. If they were wrong, you will probably have been paid too much funding and will need to pay some of it back.
You still need to complete the application giving your tax year 2020/21 information and evidence and request a current year income assessment in the additional information section of your application. This is so we can check your income has reduced by 15% or more or has dropped below the EMA threshold, and to confirm your change of circumstances and current levels of household income.
Your fee waiver eligibility will be checked through your Bursary/EMA application.
If you don’t qualify for funding or don’t want to apply for it, you should email email@example.com to discuss if you will be liable to pay a tuition fee.
Applications for 2021-2022 will open from the end of May. Glasgow Kelvin College operates an online student funding application (CAMS). If you have accepted a place on a course, we will send you an activation email with a link to apply. Check your spam/junk mail as your account may have filtered our email to this folder.
We recommend that you apply as soon as possible and before 23 July to ensure your payments are set up for the start of your course. If your application is late, your money might be too.
Applications received more than six weeks after the start date of the course will not be backdated; funding will only be awarded from the date the complete application is received. Your application will not be treated as complete until we have received all the supporting evidence requested.
The final closing date for complete applications is 31 March 2022.
For help with fee queries:
Glasgow Kelvin College
123 Flemington Street
Telephone: 0141 630 5022
Location: Springburn Campus, 4th floor, room 432
Office Hours: Monday – Friday: 9am to 3.30pm
For help with Bursary and EMA queries:
Glasgow Kelvin College
123 Flemington Street
Telephone: 0141 630 5186
Location: Springburn Campus, 1st floor, room 110
Office Hours: Monday – Friday: 9am to 4pm
Glasgow Kelvin College cannot discuss any aspect of a student’s account or application with anyone other than the student without the student’s permission. This includes the parents or partner of a student.
Students can give us consent in their Bursary/EMA application or by completing a Consent to Share Form. Without this consent, third parties can contact Glasgow Kelvin College to ask for general information only.
Other Sources of Funding
When you become a student you can become eligible for childcare and discretionary funds. You may also find that your entitlement to benefits can change, so use the following links to ensure you receive the financial support you are eligible for.